Mon-Fri: 9:00am - 4:00pm

Mon-Fri: 9:00am - 4:00pm

Our Team

Professional Mortgage Brokers

Sandy Higgins

Owner - Mortgage Broker

Sandy brings 40+ years experience in the mortgage industry, from Managing a Credit Union for many years to becoming a licensed Mortgage Broker and owner of The Mortgage Centre Island Properties.

As one of the top producing mortgage brokers in Victoria for 16+ years her industry knowledge and personal hands on experiences have been the basis of her honestly and integrity to give her clients unbiased mortgage advise.

Sandy has worked through many market cycles and has seen a dramatic evolution in the mortgage industry over the years and prides herself in keeping up to date with all mortgage policy changes to give her clients confidence in her abilities.

It is Sandy’s goal to keep the mortgage process simple and make your mortgage experience as stress free as possible and to provide her clients with unique financing solutions to fit individual mortgage needs.

Mortgage Services Include: First time Home Buyer, Mortgage Renewal, Mortgage Refinance, Reverse Mortgage, Private Mortgage, Self-Employed Mortgage, Investment Property Mortgage, New To Canada Mortgage,  Alternative Lender Mortgages, Construction Mortgages, Commercial Mortgages, HELOC Products, anything Mortgage related..


Cell: (250) 589-9244

Tel: (250) 658-9315

Pat Dodds

As a Mortgage Specialist with The Mortgage Centre, I am pleased to provide you with a wide range of mortgage products from leading Canadian lenders so you can enjoy options and more choices. I have the skills and experience to deliver your ideal mortgage solution.

In a 25 year career with CIBC I provided innovative financing solutions to thousands of clients. And today, I am able to deliver even more mortgage options to you. My financial background allows me to give you an “added value” experience. Whether you are buying your first home, upgrading, refinancing, renovating or investing, I will deliver the home financing solution that's right for you.

I believe in providing prompt, professional service, and doing what’s right for my clients every time. And, as a mobile professional, I am happy to meet with you anyplace, anytime to provide mortgage advice and personalized service.


Tel: (250) 881-4555

Jordan Higgins

With 14 years of experience in the mortgage industry I have the knowledge & resources to help solve problems so you can rest easy.  Financing a home can be a complicated process & I love the challenge of solving a complex problem.


With a young family myself, I understand that your time is valuable & I can help to take a piece of the stress off your shoulders.  Whether you are looking to purchase your dream home, refinance an existing mortgage or expand your rental portfolio, I look forward to finding the best mortgage solution for you.


Tel: (250) 889-5852

Jill Dodds

With over 18 years working in the financial industry and a genuine passion for what I do, I’ve helped hundreds of individuals and families secure the best mortgage rates and terms for their specific needs.

Knowledgeable, efficient, and invested, I take a hands-on approach to guide my clients every step of the way. I pride myself on the wealth of information I give my clients to help them make informed decisions.


I look forward to hearing from you, please contact me anytime.


Tel: (250) 881-0023

APD Mortgages Inc. Sub-franchise to The Mortgage Centre - Island Properties

Professionals we like!

Cindy & Wayne Garner,

Jones Co Real Estate Inc.

Phone: 250-881-8111

Email: cindy@cindygarner.ca

Email: wayne@waynegarner.ca

Web: www.cindygarner.com

Web: www.waynegarner.com

Tracy Keenan-Whyte

Macdonald Realty Ltd.

Phone: 778-676-4018

Email: tracy@tracykeenanwhyte.com

Web: tracykeenanwhyte.com

Kevin E Kisser

Stevenson Luchies & Legh

Phone: 250-381-4040

Email: kisser@sll.ca

Web: sll.ca

Peter DeMeo

Mullin DeMeo Wirk Law

Phone: 250-477-3327

Email: lawyers@mdlawcorp.ca

Web: www.realestatelawvictoria.com

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