890 Short Street,
  Victoria, British Columbia
  V8X 2V5

  Phone:  250-658-9315

  Fax:  250-658-9316


Broker Profiles



Sandy Higgins, AMP


Sandy brings to the Mortgage Centre-Island Properties team over thirty years experience as a former Credit Union Branch Manager.  She is an Accredited Mortgage Professional  who provides the “hands on” knowledge and experience in the mortgage financing industry including residential, builder mortgages, and commercial.

Sandy has built a superb team of talented and experienced mortgage brokers who adhere to the company philosophy of client service excellence and re-investing in the local community. As a result of her dedication in 2013 Sandy received the CAAMP - MBABC Award for her outstanding contributions to the mortgage industry on a provincial & national level & was also one of eight finalists nominated for the Canadian Mortgage Awards in the Broker of the Year category.


Pat Dodds, AMP


As a Mortgage Specialist with The Mortgage Centre, I am pleased to provide you with a wide range of mortgage products from leading Canadian lenders so you can enjoy options and more choices. I have the skills and experience to deliver your ideal mortgage solution.

In a 25 year career with CIBC I provided innovative financing solutions to thousands of clients. And today, I am able to deliver even more mortgage options to you. My financial background allows me to give you an “added value” experience. Whether you are buying your first home, upgrading, refinancing, renovating or investing, I will deliver the home financing solution that's right for you.

I believe in providing prompt, professional service, and doing what’s right for my clients every time. And, as a mobile professional, I am happy to meet with you anyplace, anytime to provide mortgage advice and personalized service.

Jordan Simmonds


Jordan started with the Mortgage Centre – Island Properties as a mortgage assistant seven years ago and became a licensed broker as of October 2010.  Jordan has gained her knowledge and experience from the most experienced brokers in the office and is ready to assist you and your family.  Her job as a mortgage broker is to not only help you achieve your dream of home ownership, but to strategize with you to find a mortgage product that meets all of your needs now, and will help you achieve your goals in the future.

Whether you're a first time home buyer, renewing an existing mortgage, refinancing, buying a rental property, looking for ways to pay off your mortgage early, or a senior wishing to stay in your home, she will be able to help answer your mortgage questions.


Jill Dodds


Jill was in the mortgage industry for 8 years before coming to work at The Mortgage Centre - Island Properties as a licensed broker in November of 2010. She started her career at CIBC then went on to Island Savings Credit Union before deciding to become a mortgage broker.

She focuses on providing exceptional customer service to all of her clients both during the process of putting the mortgage in place as well as throughout the term of the mortgage. Jill understands that people are busy in their day to day lives and don’t have the time to keep up with the ever changing mortgage products. She checks in with clients throughout their mortgage term and keeps them informed of any changes or updates in the industry that could affect their situation

Her years of banking experience allow Jill to provide clients with unique financing solutions to help them achieve their goals. Whether you are looking to buy your first home, upgrade to your dream home, renew or refinance an existing mortgage to save you money and increase monthly cash flow, she can help.


Karen Nieuwenhuis


Karen is an accomplished lender with over 20 years of lending experience serving British Columbia communities. She has been the recipient of numerous sales achievement awards, which she credits directly to the many wonderful, loyal clients that she has had the pleasure to work with over the years, and she looks forward to continuing that trend with future clients.

Karen prides herself in her vast knowledge of all lending requirements. She keeps up to date on market trends and projected interest rate scenarios, working in conjunction with many other professionals in the Industry. Karen also recognizes that purchasing a home to live in or for the possibility of an investment rental income is one of the most challenging decisions you will make. She is confident that by guiding you through all the options available, it will help to make your decision effortless.

Karen is a dog enthusiast who loves spending time in the outdoors, be it gardening or exploring Vancouver Island’s scenic trails and beaches. Karen would also love to be your Mortgage Professional.  "Your place or mine" or let's go for a walk to discuss your mortgage needs.  Give Karen a call today!

Website:  karennewinhouse.ca

Wendy Hrappstead

Shopping for mortgages can be time consuming and frustrating if you do it yourself.  That is why more and more Canadians are relying on Mortgage Brokers.  Whether you are purchasing a new home, refinancing or doing renovations, we at Mortgage Centre have many lenders to choose from and Wendy will match you up with the lender that best suits your needs.

Before becoming a Mortgage Broker.  Wendy worked for a credit union for 28 years in the insurance department.  In the past she had established many strong relationships and will continue to do so as a Mortgage Broker.  She is very professional, easy to work with and trustworthy to get the best mortgage rate for you.  Give her a call or send her an email to get started.  She looks forward to working with you to build a strong working relationship.

Tel: (250) 812-2010
Fax:  (250) 658-9316
Email: wendy-mortgage@shaw.ca

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